Finding Cheap Car Insurance for New Drivers Under 21

The Basics

Getting car insurance as a new driver under 21 can be a tricky business. Insurance companies often consider those in this age group to be high-risk drivers, and as a result, premiums for car insurance for new drivers under 21 can be expensive. However, there are ways to save money and get a good rate on car insurance, even if you're under 21.

Shop Around

The best way to find cheap car insurance for new drivers under 21 is to shop around. Different companies have different rates and different policies, so it pays to compare prices and policies before you make a decision. Talk to friends and family, or look online to find the best deals on car insurance.

Look for Discounts

Another way to get a good rate on car insurance is to look for discounts. Many insurance companies offer discounts to new drivers, such as good student discounts, low mileage discounts, and safe driver discounts. Be sure to ask your agent about any discounts that might apply to you.

Raise Your Deductible

Raising your deductible can also help you get a lower rate on car insurance. The higher your deductible, the lower your premium will be. However, it's important to make sure you can afford to pay the higher deductible if you ever need to file a claim.

Choose the Right Coverage

Finally, it's important to make sure you choose the right coverage for your needs. Make sure you understand the different types of coverage and what they mean. If you don't need certain types of coverage, you may be able to save money by dropping them. Talk to your insurance agent to make sure you have the right coverage for your needs.